Union County Rental Moratorium

Blairsville Georgia Wall Mural

Union County Rental Moratorium

Time Sensitive Update:
Union County, GA
Vacation Homes/Rental Homes

Union County is enacting a moratorium on vacation rental business licenses.  Anyone has until 8/15 to submit an application then there will be a 180 day moratorium as a 10 member committee studies the impact on the county.



If you have any questions, please contact Jennifer at the Commissioner’s office.

How to Pay for Your Home Improvements

How to Pay for Your Home Improvements

You will probably want to improve your home at some point.

It might be out of necessity if you need a new roof or fence — or you might want more space or additional amenities, like an updated kitchen or a swimming pool.

Whatever the reason for your projects, you will likely need some help paying for them.

Are you planning to make some improvements around the house soon?  Here are four ways to cover the costs.

  • Home Equity: You can leverage your home equity to cover home improvements. Among your options are a home equity loan, cash-out refinance and home equity line of credit (HELOC). The latter, which functions more like a credit card, is a good option if you’re not sure how much you need or if you need cash over an extended period.


  • Cash Savings: This can be a great way to pay for any home repairs or updates — just make sure you’re not draining your emergency fund. You should always have a healthy amount of savings as a homeowner so that you’re ready for maintenance, repairs and other expenses even if you hit a financial snag.


  • Home Remodeling Loans: Renovation and remodeling loans are designed just for this purpose. You can use them to cover repairs, updates and other improvements, then pay the costs back over time as with any other type of loan.


  • Credit Cards: These should be a last resort, since credit cards typically come with higher interest rates than other financing options, like loans and lines of credit mentioned above. 

Are you considering buying a new property instead of doing updates?   Maybe you need a referral to a trusted loan expert?  Get in touch with me today and I will guide you to your goals.

Michelle Miller Real Estate at Coldwell Banker High Country Realty Serves North Georgia as both a Buyer & Selling Real Estate Professional.  

Services offered to Blairsville, Blue Ridge, Hiawassee, Clayton, Tiger, Young Harris, Morganton, Mineral Bluff, Ellijay, Cherry Log, Suches, McCaysville & Epworth.

footer image that shows Certifications I have earned in Luxury Home Institute as well as my logo and picture.

North Georgia Housing Market Update – June 2022

North Georgia Housing Market Update – June 2022

Michelle Miller Real Estate at Coldwell Banker High Country Realty

Monthly Market Update

Monthly Housing Market Statistics Update for Union, Towns, Fannin & Gilmer Counties in North Georgia Mountains.  Data provided by NEGBOR and presented by Michelle Miller Real Estate at Coldwell Banker High Country Realty.


Information Includes Individual Monthly Statistics on the following categories:

– New Listed Properties

– Average Sale Price

– Number of Sold Properties

– Average Days on Market


*Michelle Miller is a Global Luxury Property Specialist & Certified Luxury Home Marketing Specialist

Fannin County Housing Market Statistics for June 2022
Union County Housing Market Statistics for June 2022
Towns County Georgia Housing Market Statistics for June 2022
Gilmer County Georgia Housing Market Statistics for June 2022

Monthly Market / Executive Summary by County / June 2022

FANNIN:  Unit volume has really not changed much since May, but it’s average price in June was out the roof because of all the BIG dollar sales.  The average transaction price in Fannin was $614,638, which was the highest ever and 37% higher than the average Fannin transaction in 2021. 

UNION –  Healthy pace of closings in June, at 91, which is the exact monthly average of 2021.  And, like Towns, Union prices have jumped 29% from the 2021 average.

TOWNS –  Unit sales have dropped by about 20% from last year and even from the pace of earlier this year.  However, in true form, their prices hit the highest level ever ($383,334 per transaction), which represents a 29.5% jump from the average price in 2021.  Towns is, generally speaking, the highest average price in this area behind Fannin.

GILMER –  Continuing to have lots of transactions (121 just in June), in fact more than any other county.  Average transaction value in Gilmer in June was $331,314, a little more than half of Fannin’s, but still that’s the highest ever for Gilmer and 27% higher than 2021’s average transaction price.  So, volume is strong and prices in Gilmer are still looking good.


Rental Statistics for Fannin County – From May 2022

Information Provided by Fannin County Chamber of Commerce.

Due to completed New Construction, and homes being purchased by investors and converted to rentals, the supply of houses & cabins for vacation rental has increased 30%-35% just over the last year.

Fortunately, bookings increased nicely by 26%-31% too, but since that wasn’t quite as high as the increase in supply, we saw a reduction in the occupancy rates.

Despite still strong occupancy and revenue in May, it looks like the arrivals (people visiting Fannin Co., even for a day only) during the January – April period were down (-23%).

And, amazingly, it looks like the average daily rate has held up well in both Fannin and Gilmer.  So, I’d say we remain an amazing place to visit, and also still an amazing place to invest in the vacation rentals business.

For a PDF copy of the Blue Ridge – Fannin County Tourism Statistics, please email a request to michellemariarealtor@gmail.com.

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