Things to Do in Clayton, Georgia

Things to Do in Clayton, Georgia

Table of Contents:

  • WHY CHOOSE CLAYTON, GA: ATTRACTIONS AND ACTIVITIES
  • EXPLORE VACATION HOUSES FOR SALE IN CLAYTON, GA

AN OVERVIEW OF CLAYTON, GA

Tucked into the heart of Rabun County in northeastern Georgia, Clayton sits at the base of Black Rock Mountain, surrounded by peaks that rise over 3,500 feet. With a population just over 2,000, it has the warmth of a small town without feeling cut off from the world — the kind of place where you can enjoy quiet mornings and still find good coffee, dinner, and company nearby.

At an elevation of 1,925 feet, Clayton offers a cooler mountain climate than much of Georgia, along with sweeping views that make it easy to see why so many visitors return year after year. Despite its peaceful setting, it’s far from remote: Atlanta is about 107 miles southwest, and Asheville, North Carolina is under two hours away, giving residents and visitors easy access to city amenities without sacrificing the mountain lifestyle. Nearby towns like Dillard, Tiger, and Tallulah Falls add even more character to the region.

Why Choose Clayton, GA: Attractions and Activities

Beyond its scenery, Clayton draws visitors for its wide range of things to do — from outdoor adventure to small-town charm. Whether you’re a nature lover, an adventurer, or simply looking for a slower pace, there’s plenty here to explore.

Outdoor Activities

Nature lovers will be drawn to Black Rock Mountain State Park, the highest state park in Georgia. Only 14 minutes from Clayton, Black Rock’s panoramic 80-mile views and diverse hiking trails attract both seasoned adventurers and casual hikers. Visitors may also camp in the park, offering an extended stay to enjoy the area’s natural beauty.

Tallulah Gorge State Park, known for its dramatic 1,000-foot gorge, offers various opportunities for adventure like hiking across the 80-foot-high suspension bridge and exploring the park’s waterfalls. This spot is also a hub for geocaching and camping, giving visitors numerous ways to connect with the outdoors.

For something a bit offbeat, Goats on the Roof is a local favorite. This unique roadside attraction invites guests to feed goats via pulley systems while browsing shops below for homemade fudge, Amish goods, and nitro ice cream.

Shopping and Dining

For shopping, Clayton’s bustling Downtown offers everything from art to secondhand gems. Main Street Galleryshowcases artwork from local and regional artists. Antique enthusiasts will love exploring Butler Galleries, known for its eclectic selection of specialty gifts and vintage treasures. Want to stock up on outdoor sports gear and clothing? Simply head to Wander North Georgia on Main Street.

When it’s time to eat, Clayton offers a trove of restaurants and eateries that cater to various tastes. For farm-to-table dining, Fortify Kitchen & Bar is a local favorite and is known for its fresh New American dishes. Universal Joint provides a laid-back atmosphere with burgers, egg rolls, and draft beers, while The Clayton Cafe is the perfect spot for family-style Southern meals.

Vineyards and Wineries

Wine enthusiasts will appreciate the nearby vineyards. 12 Spies Vineyards features sprawling gardens and stunning mountain views, where visitors may enjoy a variety of sweet and dry wines on their deck. Stonewall Creek Vineyards and Tiger Mountain Vineyards also offer intimate tasting experiences with award-winning, locally crafted wines from hand-tended vines.

Other Attractions

For a taste of local history, Moonrise Distillery offers guided tours that dive into the region’s moonshining past while showcasing modern distilling techniques. Here, guests may sample small-batch whiskey, bourbon, vodka, and gin, all made with locally sourced ingredients.

For a more peaceful retreat, Andy’s Trout Farm provides a relaxing setting for a day of fishing. Spread across 300 acres, this farm offers rentals and bait, as well as accommodations for those who wish to stay overnight in cabins or campsites.

 

EXPLORE VACATION HOUSES FOR SALE IN CLAYTON, GA

Looking to buy a vacation home in Clayton, GA? I’m Michelle Maria Miller, and I specialize in helping buyers find their perfect mountain retreat. With extensive knowledge of the Northeast Georgia Mountains and a background in construction and home inspection, I’m here to guide you every step of the way. Whether you’re a first-time buyer or seeking a mountain getaway, I’ll work tirelessly to find a home that fits your vision.

If you’re looking to buy or sell in the stunning Northeast Georgia Mountains or Western NC, allow me – experienced local Realtor Michelle Maria Miller – to guide you. Let’s make finding your home in this tranquil yet vibrant area effortless. From start to finish, I offer personalized, hands-on service, managing every detail of the buying process and marketing properties through my website, social media, and personal network to ensure you find the perfect match.

Let me help you discover the beauty of Clayton – contact me 954.520.0122 or email at mmiller.ga@remax.net today. I look forward to guiding you through the steps of home ownership in the Blue Ridge Mountains!

Michelle Maria Real Estate Serves:  Blairsville, Suches, Young Harris, Blue Ridge, Jasper, Murphy NC, Hayesville NC, Brasstown NC,hiawassee, clayton,  Cherry Log, tiger, Epworth, Mineral Bluff, Morganton, McCaysville

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Six Tips for Buying a Vacation Home in Clayton, GA

Six Tips for Buying a Vacation Home in Clayton, GA

Investing in a vacation home in Clayton, GA offers buyers a rare opportunity to enjoy the beauty of the Blue RidgeMountains – all while owning a property that has a dual purpose: to serve as both a peaceful retreat and a potential income source. Its scenic landscapes, outdoor adventures, and thriving tourism industry are hard to match.

In this blog, we’ll talk about the best tips for buying a vacation home in Clayton, GA. Let’s dive in.

Table of Contents:

  • AN OVERVIEW OF CLAYTON, GA
  • SIX TIPS FOR BUYING A VACATION HOME IN CLAYTON, GA
  • VACATION HOME VS. INVESTMENT PROPERTY: UNDERSTANDING THE DIFFERENCES
  • COSTS TO PREPARE FOR WHEN BUYING A VACATION HOME
  • MAKING THE MOST OUT OF YOUR CLAYTON, GA VACATION HOME
  • AN OVERVIEW OF CLAYTON, GA
  • EXPLORE VACATION HOUSES FOR SALE IN CLAYTON, GA

Located in the northeastern part of Georgia, Clayton is at the heart of Rabun County and offers a picturesque mountain setting. The town, nestled at the base of Black Rock Mountain, boasts a population of just over 2,000 people, giving it a small-town atmosphere without feeling isolated.

The town spans about 3.1 square miles and sits at an elevation of 1,925 feet, surrounded by mountain peaks that reach over 3,500 feet. Residents and visitors enjoy breathtaking views and a cool mountain climate that stands in stark contrast to Georgia’s warmer lowlands.

Clayton offers the tranquility of mountain living while remaining accessible to major cities. Located about 107 miles northeast of Atlanta and just under a two-hour drive from Asheville, North Carolina, it strikes a convenient balance between seclusion and connectivity. Neighboring towns like Dillard, Tiger, and Tallulah Falls add to the region’s charm.

SIX TIPS FOR BUYING A VACATION HOME IN CLAYTON, GA

1. Understand the Clayton, GA real estate market.

Before dipping your hands into the home-buying process, take the time to research the local market. Understanding local pricing trends, property demand, and rental potential will give you insights into the proper timing for investing. Speak with local Realtors who specialize in vacation homes to get a clearer picture of what to expect and any seasonal trends that may impact your decision.

2. Determine your vacation home needs.

Consider how often you plan to use the property and whether you envision it as a personal getaway or an investment opportunity. Your lifestyle will influence your choice: A family that prefers a spacious retreat may prioritize different features than a couple seeking a cozy romantic escape.

Additionally, think about the amenities that matter most, such as the proximity to outdoor activities and local attractions, as well as the type of neighborhood that aligns with your vision of relaxation and enjoyment. Take time to reflect on these aspects to ensure your vacation home becomes a true sanctuary.

3. Finance your vacation home wisely.

When it comes to financing your dream vacation home in Clayton, GA, you have a few options to explore. A conventional mortgage is often the go-to choice, typically requiring a credit score of 620 or higher and a down payment of at least 10%. It’s also highly recommended to shop around for the best rates since interest rates for second homes tend to be a bit higher than those for your primary residence.

If you’ve built up equity in your current home, you may want to consider a home equity loan or a line of credit (HELOC) to help fund the purchase. Another option is cash-out refinancing, which allows you to take out a larger mortgage on your existing property, freeing up some cash for your vacation home.

Whichever path you take, having your financial documents ready and understanding your lender’s requirements will make the process smoother and less stressful.

4. Work with a local real estate agent.

Collaborating with a local real estate agent or Realtor will greatly simplify your home-buying journey. An agent with expertise in the Clayton, GA area will provide valuable insights into the local market, including current listings, pricing trends, and neighborhood characteristics.

A local real estate specialist will also help you navigate the complexities of local regulations, zoning laws, and rental requirements if you plan to list the property. By leveraging their knowledge, you’ll be better equipped to make informed decisions, negotiate effectively, and ultimately secure the vacation home that best fits your needs.

5. Plan for property management and upkeep.

Whether you intend to use your vacation home for personal enjoyment or as a rental property, maintaining it will be a key consideration. Regular upkeep is essential for preserving the property’s value and ensuring a pleasant experience for guests if you choose to rent it out.

You may opt to either manage maintenance yourself or hire a property management company. The latter will be able to handle everything from cleaning and landscaping to repairs and guest communications. If you decide to hire outside help, ensure your budget allows for these services as managing a second home is bound to incur additional expenses.

6. Consider legal and tax implications.

Understanding the legal and tax implications of owning a vacation home is critical. Generally, you benefit from tax deductions on mortgage interest and property taxes, provided the home serves as a secondary residence.

If you decide to rent out the property, familiarize yourself with local rental regulations which may include licensing and tax requirements. Consulting a tax advisor helps to clarify how to report rental income and expenses, ensuring you comply with all applicable laws while maximizing your financial benefits.

VACATION HOME VS. INVESTMENT PROPERTY: UNDERSTANDING THE DIFFERENCES

It’s important to know the difference between a vacation home and an investment property as they come with different financing options and tax treatments. This distinction matters, especially if you’re planning to rent out your vacation home when you’re not using it.

What is considered a vacation home?

A vacation home is primarily for personal use and enjoyment but if you rent it out for 14 days or less each year, the rental income is not taxable. You may still deduct mortgage interest, making it a financially appealing option for those who want a retreat while earning some extra income on the side. However, to keep the home classified as a second home (and not an investment property), you’ll need to limit your rental activity to less than 10% of the days you’ve lived in it – that’s less than 14 days per year.

What is considered an investment property?

 If you rent out the home for more than 14 days and use it less than 10% of the time, the IRS will treat it as an investment property. This comes with stricter lending requirements, such as a higher down payment (often 15% to 25%) and a minimum credit score of around 700. But, on the upside, you may deduct many property-related expenses, such as maintenance, utilities, and even depreciation, which help to offset rental income.

It’s worth noting that while an investment property opens up more potential deductions, it also means that any rental income is fully taxable, and you’ll need to keep detailed records of your rental activity and expenses.

COSTS TO PREPARE FOR WHEN BUYING A VACATION HOME

Purchasing a vacation home comes with various expenses beyond the purchase price, and it’s crucial to factor these into your budget.

  • Property Taxes – Expect property taxes to vary based on location and property value. Research the tax rates in Clayton, as vacation properties may incur different rates than primary residences.
  • Homeowners Insurance – Homeowners insurance is essential for protecting your investment from damages due to events like fire or theft. Costs vary based on location, size, and specific risks, so consider this when budgeting.
  • Maintenance and Repairs – Routine maintenance and unexpected repairs are ongoing responsibilities. Budget for seasonal upkeep, landscaping, and potential repairs, such as plumbing or roofing issues.
  • Utilities – This includes electricity, water, gas, and internet – all of which are most likely to add up, especially if the home is in a remote area. These costs may be higher during peak usage seasons.
  • Homeowners Association (HOA) Fees – If your vacation home is part of a community with an HOA, you’ll need to pay fees that cover common area maintenance and shared amenities.
  • Furnishings and Upgrades – Initial costs for furnishings and upgrades will accumulate quickly. Consider budgeting for furniture, decor, and
  • outdoor amenities to make the home comfortable and appealing.
  • Property Management – If renting out your vacation home, factor in property management costs. Fees typically range from 10% to 20% of rental income, so include this in your financial planning.

Being aware of these expenses ensures that your vacation home remains a joyful investment rather than a financial burden.

MAKING THE MOST OUT OF YOUR CLAYTON, GA VACATION HOME

Owning a vacation home in Clayton offers endless opportunities for relaxation, adventure, and even income. But to truly maximize your investment and enjoyment, it’s important to consider how you use, personalize, and maintain your property.

Personalize the Space

Start by personalizing your home to reflect your unique style and preferences. Clayton’s natural beauty offers inspiration – incorporate local elements such as rustic or mountain-inspired decor to tie your home to the area.

Upgrading furnishings also significantly enhances the ambiance, creating a warm and inviting atmosphere. Think about adding personal touches like family photos, meaningful artwork, or themed decor that resonates with your vision of a relaxing retreat. It’s also worth considering accessibility upgrades, ensuring that everyone comfortably enjoys the home for years to come.

Tip: Opt for durable and easy-to-clean materials if you plan to rent out your home. This ensures both comfort and practicality.

Enhance Outdoor Amenities

Clayton is known for its beautiful landscapes, so maximizing your outdoor space is key to enhancing your vacation home experience. Invest in outdoor features like patios, decks, fire pits, or outdoor kitchens. These additions extend your living space and create perfect spots for gathering with family and friends.

Also, consider landscaping that reflects the natural environment. Native plants not only thrive but require less maintenance, which is ideal for a vacation home.

Make It Energy-efficient

Solar panels, energy-efficient windows, and smart thermostats help to save on utility bills while adding value to your property. In an area like Clayton, where outdoor temperatures fluctuate, these investments will make your home more comfortable year-round.

Tip: Look into local incentives or tax breaks for energy-efficient home improvements.

Promote Your Property on Vacation Rental Platforms

If you’re considering renting out your vacation home when you’re not using it, leveraging vacation rental platforms like Airbnb or VRBO should maximize its potential. These platforms provide access to a wide audience of travelers seeking unique accommodations.

To attract potential guests, highlight the unique features and amenities your home offers, such as a scenic view, proximity to local attractions, or any special amenities it may have. Quality photos and well-crafted descriptions will significantly enhance your listing’s appeal.

Stay Connected with the Local Community

Being part of the local community will significantly enrich your vacation home experience. Get to know your neighbors, especially if they’re year-round residents. They will provide valuable insights into local events, restaurants, and outdoor activities that make the area special.

 

EXPLORE VACATION HOUSES FOR SALE IN CLAYTON, GA

Looking to buy a vacation home in Clayton, GA? I’m Michelle Maria Miller, and I specialize in helping buyers find their perfect mountain retreat. With extensive knowledge of the Northeast Georgia Mountains and a background in construction and home inspection, I’m here to guide you every step of the way. Whether you’re a first-time buyer or seeking a mountain getaway, I’ll work tirelessly to find a home that fits your vision.

If you’re looking to buy or sell in the stunning Northeast Georgia Mountains or Western NC, allow me – experienced local Realtor Michelle Maria Miller – to guide you. Let’s make finding your home in this tranquil yet vibrant area effortless. From start to finish, I offer personalized, hands-on service, managing every detail of the buying process and marketing properties through my website, social media, and personal network to ensure you find the perfect match.

Let me help you discover the beauty of Clayton – contact me 954.520.0122 or email at mmiller.ga@remax.net today. I look forward to guiding you through the steps of home ownership in the Blue Ridge Mountains!

Michelle Maria Real Estate Serves:  Blairsville, Suches, Young Harris, Blue Ridge, Jasper, Murphy NC, Hayesville NC, Brasstown NC,hiawassee, clayton,  Cherry Log, tiger, Epworth, Mineral Bluff, Morganton, McCaysville

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Things to Do in Hiawassee, Georgia

Things to Do in Hiawassee, Georgia

Things to Do in Hiawassee, Georgia

Where else will you find a sparkling lake, blue-tinted mountains, and stunning waterfalls all in one place? Only in Hiawassee, Georgia, a lakeside community enveloped in postcard-perfect scenery.

Despite being a small city with a population of just over a thousand, there are plenty of things to do in Hiawassee, Georgia. Sitting among the Blue Ridge Mountains along the shore of Lake Chatuge – a stunning 7,000-acre lake with clear waters – Hiawassee is the perfect place for boating and fishing. Waterfalls are scattered throughout the landscape, enhancing the breathtaking vistas along hiking trails.

Hiawassee, the seat of Towns County, was officially incorporated in 1956. The city’s name comes from the Cherokee word, “ayuhwasi”, meaning “meadow”. As the only incorporated city in the county, Hiawassee is proudly recognized as an Appalachian Trail Community and has earned the Tree City USA designation from the Arbor Day Foundation.

If you’re seeking the full North Georgia mountain experience, there’s no better place to start than in this community. With the diverse range of activities in Hiawassee, Georgia, you will fully immerse yourself in the region’s natural beauty and outdoor adventures.

 

Table of Contents:

  • TOP 7 THINGS TO DO IN HIAWASSEE, GEORGIA
    • Outdoor Adventures
    • Cultural and Historical Attractions
    • Family-Friendly Activities
    • Local Events and Festivals
    • Dining and Shopping
    • Vineyards and Wine-Tasting
    • Scenic Drives and Views
    • FIND YOUR PEACEFUL PARADISE IN HIAWASSEE, GEORGIA

TOP 7 THINGS TO DO IN HIAWASSEE, GEORGIA

This area is a haven for nature lovers and adventure seekers. Whether you’re drawn to the lake, the picturesque trails, or the overall breathtaking charm, Hiawassee, Georgia attractions offer something for everyone to enjoy.

1. Outdoor Adventure

Outdoor pursuits abound in this community, offering endless opportunities to connect with nature.

  • LAKE CHATUGE. The community’s main landmark is Lake Chatuge, which has over 100 miles of shoreline. This artificial reservoir cuts through two counties: Towns County in Georgia and Clay County in North Carolina. It was created in 1942 when the Tennessee Valley Authority (TVA) built the Chatuge Dam. The lake is relatively shallow, with depths averaging around 30 feet and reaching 144 feet near the dam. Perfect for boating, fishing, and swimming, the lake draws visitors from across the country. Rent a boat or bring your own to explore its clear waters or hike on the nearby trails.
  • HIWASSEE RIVER. Running through the city, this river is touted as “the hidden jewel of trout fishing”. Aside from its pristine waters, the river boasts a varied fish population, with both stocked and wild trout, including species such as rainbow, brown, and brook trout. With its excellent fishing conditions and majestic surroundings, anglers enjoy a serene environment while waiting for their catch of the day. Moreover, the river’s manageable flow and convenient access points make it ideal for fly fishing.
  • HIGH SHOALS FALLS. The High Shoals Scenic Area features five impressive waterfalls with a combined vertical drop of 300 feet. The 1.2-mile High Shoals Trail follows High Shoals Creek and includes observation decks for viewing two of these spectacular cascades. To reach this scenic spot, drive northbound on Georgia State Route 75 from Helen for 1.4 miles, turn right onto Forest Service Road 283 at the High Shoals sign, and continue for another 1.5 miles.
  • CHATTAHOOCHEE-OCONEE NATIONAL FOREST. This 867,000-acre forest that covers 26 Georgia counties is an approximately 30-minute drive from Hiawassee. It features numerous miles of unspoiled streams and rivers, along with about 850 miles of walking trails suitable for all levels of experience. Whether you’re an enthusiastic hiker or simply enjoy a leisurely walk in the woods, there’s a trail for you. The forest also has several campgrounds and picnic areas for a relaxing afternoon.

2. Cultural and Historical Attractions

Hiawassee, Georgia attractions and landmarks reflect a rich heritage that celebrates the city’s Appalachian roots.

  • HAMILTON GARDENS.  With its collection and preservation of local flora, the gardens connect visitors to the region’s past. Explore the vast botanical paradise showcasing over 3,000 plant species, including wildflowers, dogwoods, and a remarkable collection of more than 400 rhododendron varieties – the largest in the state. While Hamilton Gardens is especially stunning in late spring when the rhododendrons are in full bloom, this attraction is charming all year round. Stroll along the well-maintained paths, marvel at the vibrant colors, and take in exquisite views of the lake.
  • PIONEER VILLAGE.  Located at the Georgia Mountain Fairgrounds, this historic village offers a glimpse into traditional mountain life. Authentic structures from the region, including a one-room schoolhouse, general store, blacksmith shop, and more, were moved here to preserve local history. During major events, visitors will experience old-time activities such as soap-making, moonshine brewing, and blacksmithing. The village also showcases a gristmill, smokehouse, and demonstrations of traditional crafts like rail splitting and basket weaving. The museum also features displays of old canned goods, quilts, and farming tools.
  • APPALACHIAN TRAIL. The Appalachian Trail in Georgia is the southernmost segment of the 2,190-mile trail from Maine. Established in the 1920s, this section from Springer Mountain to the North Carolina border marks the beginning of an iconic route. It traverses some of North America’s oldest mountains and highlights diverse ecosystems. Hiawassee is a gateway to the trail’s southern section, with several access points nearby. The Georgia section is crucial for preserving the trail’s legacy and supports ongoing conservation efforts by the Appalachian Trail Conservancy.In addition, the DDA, the City Of Hiawassee, and the Georgia Appalachian Trail Club have partnered with local businesses to address the needs of the 2,000+ AT hikers who traverse the trail generally between March and April. They have created two programs that underscore Hiawassee’s commitment to creative economic development and inclusive community engagement.
    • The #hikeawassee program includes a free shuttle bus that takes hikers from Dicks Creek and Unicoi to town and back. They are also provided with a map containing phone numbers of local businesses and other information in the official AT Guide.
    • The #trailmagic program is a specially prepared cookout done once a week in the town square for AT hikers and others visiting the trail.
  • BERRONG-OAKLEY HOUSE. This is one of the city’s few remaining historic homes. Constructed around 1905 by merchant and real estate entrepreneur J. Miles Berrong for his wife, Maggie, the house sits atop a small hill with a view of the Hiawassee River Valley. Recently, the City of Hiawassee acquired the Berrong-Oakley House from the owner’s descendants. Following the purchase, the city enlisted the Towns County Historical Society to oversee the property’s restoration and management. The home will be transformed into a small event center, as well as a museum.

3. Family-Friendly Activities

Many activities in Hiawassee, Georgia are family-friendly, making it a popular destination for both residents and visitors with children.

  • HIAWASSEE TOWN SQUARE. The town square serves as the heart of the city, offering a charming and central location where locals and visitors gather. It features a park, which includes green spaces and benches, providing a relaxing spot with magnificent mountain views. The Hiawassee Town Square is surrounded by various shops, restaurants, and community spaces. It also hosts local events that strengthen and display the city’s strong sense of community.
  • TOWNS COUNTY RECREATIONAL BEACH.  About two miles from Hiawassee’s town square on Highway 76, the beach offers a picturesque setting with gorgeous mountain views. This kid-friendly spot boasts an expansive playground, a sandy beach with a designated swimming area, and a covered pavilion equipped with picnic tables. Visitors may call beforehand to reserve picnic shelters. Free parking is available and panoramic views are all around, providing a great environment for a day out with the whole family.
  • TOWNS COUNTY PICKLEBALL COMPLEX.  The whole family will enjoy trying their hand at pickleball in this premier 14-court facility set against the spectacular backdrop of Lake Chatuge and the mountains. This state-of-the-art venue serves as the hub for the active pickleball community in the area. The Georgia Mountain Pickleball Club uses the complex to promote the sport through charitable and educational activities, supporting community causes and offering a space for players of all ages.
  • MARINA STATION WATER PARK.  This water park features an exciting obstacle course on the water, delivering hours of high-octane fun for adventurers of all ages. Designed for maximum excitement, the course is ideal for thrill-seeking families looking for exhilarating acrobatic stunts and athletic challenges. With its focus on safety and enjoyment, the course is open to adults and kids at least seven years old. Meanwhile, children aged four to seven may join the action in the specially designed Kid’s Circuit.

4. Local Events and Festivals

Year-round local festivities and events in and near Hiawassee, Georgia highlight regional culture, music, and seasonal merriment, enhancing the local culture.

  • GEORGIA MOUNTAIN FAIR.  Arguably the city’s most popular event, the Georgia Mountain Fair is held annually and a top attraction in Hiawassee. Taking part in this special event should be at the top of your Hiawassee things to do upon moving in for an instant cultural deep dive. This week-long celebration features arts and crafts vendors, delicious food, live showcases, and a diverse lineup of musicians. The most recent fair held the Miss Georgia Mountain Fair Pageant and fun-filled carnival rides, providing entertainment for all ages.
  • GEORGIA MOUNTAIN FALL FESTIVAL.  When fall arrives the, Hiawassee landscape is adorned in rich hues of deep reds, yellows, and oranges. Cooler temperatures and crisp air make the area perfect for outdoor celebrations such as the Georgia Mountain Fall Festival. This nine-day event showcases a vibrant array of vendors, educational shows, and musical performances. Apart from thrilling amusement rides, the event offers a glimpse into the region’s rich history and culture.
  • APPALACHIAN BREW, STEW, & QUE FESTIVAL.  Held every October, this festival promises an exciting experience, featuring tastings from over 50 craft breweries representing Alabama, North and South Carolina, and Georgia. The festival also features delicious food from local restaurants, regional arts and crafts, and lively Appalachian and American music. With unlimited tastings, it’s an event not to be missed. Shuttle services from hotels ensure a convenient visit for all.
  • AMERICAN MADE MUSIC FEST.  This festival is a three-day event that highlights the finest in American music, including country, bluegrass, and gospel. Led by the three-time Grammy-nominated duo Dailey and Vincent, it has become a must-attend celebration of music. Visitors are encouraged to camp for the weekend to fully enjoy the exceptional performances.

5. Dining and Shopping

Enjoy a charming dining scene in Hiawassee, with local eateries serving Southern favorites.

  • HAWG WILD BBQ & CATFISH HOUSE. Sink your teeth into mouthwatering Caroline barbecue, ribs, brisket, and chicken, paired with a variety of delectable sauces. Their golden-fried catfish offers a tasty alternative. Diners start with irresistibly sweet hushpuppies and a variety of sides like chicken wings, stew, and fresh salads. Theyn, they wash it down with a selection from this restaurant’s draft or craft beer menu.
  • SUNDANCE GRILL. In the mood for a fuss-free breakfast? Visit Sundance Grill, which offers a diverse American menu with breakfast served until 2 PM, plus lunch and dinner options. With over 20 years of service, this food spot is all about good food, from homemade biscuits and seafood to signature pasta dishes and steaks.
  • DEER LODGE. For over 44 years, Deer Lodge has been a beloved dining spot, known for its hearty portions, excellent service, and warm, rustic atmosphere. Open only from Thursday to Sunday from 5 to 9 PM, this cozy mountain retreat located along the state highway offers a perfect escape with delicious food and scenic views.
  • OSTERIA DA FERRARO.  Located in Downtown Hiawassee, this restaurant had it’s debut in the Spring of 2026.  Osteria Da Ferraro brings the heart of Italy to Hiawassee, offering a refined yet welcoming dining experience inspired by timeless Italian traditions.

Meanwhile, charming shops abound in Hiawassee, featuring unique items that support local artists and businesses.

  • ARTWORKS ARTISAN CENTER. Run by the Mountain Regional Arts and Crafts Guild, this center offers art classes for both adults and children. It also sells handmade gifts created by regional artists and crafters. Each month, a different artist is highlighted with a special exhibit. The gallery is staffed by volunteer artists, eager to answer questions.
  • HIAWASSEE ANTIQUE MALL. Visit Northeast Georgia’s biggest antique mall, featuring 40 dealers across nearly 10,000 square feet of space. The massive variety of vendors and their merchandise will allow you to better appreciate the wonderfully curated selection of collectibles and vintage items, including rustic and fine furniture, pottery, jewelry, crystal, glassware and many more. Free ample parking is a bonus, as well as its convenient location in central Hiawassee.

6. Vineyards and Wine-Tasting

Wine enthusiasts are invited to explore Hiawassee’s scenic vineyards which produce divine-tasting wines in a beautiful mountain setting.

  • HIGHTOWER CREEK VINEYARDS.  This family-owned winery is known for its award-winning wines. With a minimal-intervention approach, the winemakers manage to focus on the distinctive qualities of the region’s grapes. When not using estate-grown grapes, the winery sources fruit from nearby vineyards. Its tasting room offers wine samplings and hosts special events year-round.
  • CRANE CREEK VINEYARDS.  A brief drive from Downtown Hiawassee, this winery features two tasting rooms, each with unique opening hours and wines. Guests may visit the Stone House to enjoy panoramic views of vineyard hills and the surrounding mountains. It also features a spacious open-air patio and cozy indoor seating. Meanwhile, the Farmhouse Market is a boutique shop offering gourmet foods, unique gifts, and an intimate bar serving wine by the glass, bottle, and tasting flights.
  • LIVING WATER WINERY AND VINEYARD.  Spanning nearly nine acres with nine grape varieties, this winery and vineyard began cultivating four acres of grapes, including Chambourcin, Vidal Blanc, Petit Verdot and Petit Manseng, in 2021. A year later, they added Merlot, Cabernet Sauvignon, and Cabernet Franc, among others, offering exciting possibilities. This Blairsville-based establishment also hosts fun events near Hiawassee, Georgia.
  • CAVENDER CREEK VINEYARD AND WINERY.  If you’re willing to go the distance, visit this winery in Downtown Dahlonega – about an hour’s drive from Hiawassee. The property covers fifteen acres, with four acres dedicated to vines. Aside from the American grape Norton, the site also cultivates French varietals like Petit Manseng, Petit Verdot, and Cabernet Sauvignon. The winery offers lodging in its complex composed of a two-century-old log cabin, a cozy cottage, and a small house.
  • STONEWALL CREEK VINEYARDS.  About 30 miles away from Hiawassee is this winemaking establishment in Tiger, Georgia. Set in a valley, the vineyard offers stunning views of Glassy Mountain, named for its shimmering mica deposits. Indulge in their variety of white, rose, and red wines made from hand-picked grapes aged in oak barrels.

7. Scenic Drives and Views

Because of its location, Hiawassee has a lion’s share of scenic routes with spectacular views of the Blue Ridge Mountains and serene lakes.

RUSSELL-BRASSTOWN SCENIC BYWAY.  This 40.6-mile loop through the southern Appalachians offers a breathtaking journey through the Chattahoochee National Forest. Ideal for summer and mild winter drives, this route showcases exceptional views of colorful wildflowers, vibrant fall foliage, and secluded valleys. Highlights include cooling waterfall mists and opportunities for hiking the Appalachian Trail or fishing in mountain streams. The drive, following State Highways 348, 180, and 17/75, features several dramatic overlooks, making the long drive worthwhile. Allow at least three hours to fully enjoy this scenic byway.

BELL MOUNTAIN PARK AND HISTORICAL SITE.  This notable attraction in Hiawassee offers panoramic views of Lake Chatuge and the Blue Ridge Mountains. The 18-acre Bell Mountain Park, established in 2016, features a short hike to the summit where visitors will enjoy 360-degree vistas from 3,000 feet above sea level. Donated by the Hal Herrin Estate, the park includes the Hal Herrin Scenic Overlook and a second platform at over 3,000 feet. The site, named after early settlers, combines historical significance and majestic natural beauty.

BRASSTOWN BALD VISITORS CENTER AND RECREATION AREA.  Brasstown Bald is Georgia’s highest peak at 4,784 feet. On clear days, it offers superb 360-degree views of the Southern Appalachian Mountains and four states. The visitor center, located in the Chattahoochee-Oconee National Forest, features an 8,000-square-foot museum with interactive exhibits and a mountaintop theater that features videos on the area’s weather and seasons. Access the summit via shuttle or a half-mile trail, with additional hiking options available. Parking and the shuttle service are conveniently located, and the park is open year-round.

FIND YOUR PEACEFUL PARADISE IN HIAWASSEE, GEORGIA

If you’re looking to buy or sell in the stunning Northeast Georgia Mountains or Western NC, allow me – experienced local Realtor Michelle Maria Miller – to guide you. Let’s make finding your home in this tranquil yet vibrant area effortless. From start to finish, I offer personalized, hands-on service, managing every detail of the buying process and marketing properties through my website, social media, and personal network to ensure you find the perfect match.

Let me help you discover the beauty of Hiawassee – contact me 954.520.0122 or email at mmiller.ga@remax.net today. I look forward to guiding you through the steps of home ownership in the Blue Ridge Mountains!

Michelle Maria Real Estate Serves:  Blairsville, Suches, Young Harris, Blue Ridge, Jasper, Murphy NC, Hayesville NC, Brasstown NC,hiawassee, clayton,  Cherry Log, tiger, Epworth, Mineral Bluff, Morganton, McCaysville

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Short Term Rental Rules in North Georgia

Short Term Rental Rules in North Georgia

County Rental Rules for Short Term Vacation Rental Properties.

Blairsville, Suches, Young Harris, Blue Ridge, Cherry Log, Epworth, Mineral Bluff, Morganton, McCaysville

 

The information regarding new Short Term rental rules (ordinances) below is what has been provided to us by Union and Fannin Counties.   Information provided in this blog was provided on March 24, 2023.  There may be changes in these rental rules that have occurred since this printing; so please verify this information with the appropriate local government.  Please contact the County directly with any further information.

For purposes of this blog STR = Short Term Rental.

Go to this link: North GA Counties for a breakdown of what Town belongs to which County in our North Georgia Mountain Region if you are unsure.

Union County Board of Commissioners / Rental Rules Update: 

Individual Short Term Rentals on different pieces of property are subject to a new Union County Short-term Rental Ordinance.  This Ordinance was adopted on March 9, 2023 and will go into effect on April 8, 2023.

The following information can be found at the Union County Short Term Rental Business Center page.   They have done a great job communicating throughout this whole process.

If a single piece of property contains more than one STR, and if all dwellings are owned by the same property owner, the property is considered a Tourist Accommodation and is subject to permitting and regulation by the State Department of Public Health.  Tourist Accommodations follow State guidelines, but are subject to local Union County STR Excise Taxes. To learn more about the Tourist Accommodation permit, download THIS DOCUMENT and/or call (706) 781-3824.

Information needed and how to file for this license:

Contact the Union County Tax Commissioner 706-439-6000. You will need to ask them to register you cabin. 

Items needed:

  • Complete and sign the Hotel-Motel Tax Registration Form to register your rental.
  • The S.A.V.E Affidavit must be signed and notarized verifying you are a United States citizen. This is required by the State of Georgia.
  • Submit a copy of your driver’s license or passport.  Applicant may take a picture with phone or scan in a copy. 
  • Applicant will be asked to upload a copy of the STR property septic permit or evaluation. To request a copy of the septic permit or evaluation, call Environmental Health at (706) 781-3824.
  • Complete STR application which will be available on 4/8/2023 under Step 3 of the Short Term Rental Business Center here.

For a quick overall understanding of Union Counties rental rules, download THIS FAQ DOCUMENT.

Here is a link to the Union County Short Term Rental Ordinance.

 

Fannin County Board of Commissioners / Rental Rules Update:

Each cabin owner who rents a cabin in Fannin County needs to fill out and notarize the Lodging Provider Registration form and send in the administrative fee of $100.00 (unless they already have a Lodging Certificate).  For owners with multiple cabins, only one form needs to be filled out and only one Administrative fee is required. These forms are due by the end of August each year.  Any questions regarding this form or the fee can be directed to Debbie Jackson at the Fannin County Board of Commissioners 706-258-5171.

Here is the Fannin County Ordinance.

The City of Blue Ridge has it’s own Ordinance for Short Term Rental’s and the website to research and retrieve forms is here: City of Blue Ridge STR

“Many localities in areas across the country are considering or adopting ordinances that limit or prevent the ability of property owners to rent out properties on a short-term basis. The dynamics of this issue are complex. The infringement upon property rights is a common theme when local governments limit the use of property. Property ownership includes the right to gain income from property; whereas local governments are granted the legal authority to regulate land use within their jurisdiction by police powers and/or zoning regulations.”

– Sourced from the NAR View the Article Here

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Home Winter Preparation & Safety Tips

Home Winter Preparation & Safety Tips

Winter Home Safety Before Cold Weather

  • Disconnect garden hoses and shut off and drain water from pipes leading to outside faucets. This reduces the chance of freezing in the short span of pipe just inside the house.
  • Locate and insulate pipes most susceptible to freezing: typically those near or inside outer/exterior walls, in crawl spaces or in the attic.
  • Wrap pipes with heat tape (UL approved).
  • Seal any leaks and openings that allow cold air inside where pipes are located.

Winter Home Safety When the Weather is Predicted to be below 32 degrees

  • Make sure central heat systems are left on and set no lower than 55 degrees.  If you will not be staying at the residence or building, make sure you have someone check your house daily to make sure the heat is still on to prevent freezing.  If you cannot be present, the water should drain and shut off the water in your home.  Here is a video to show this process: Click here
  • Make sure you and your family know how to shut off the water in the event that a pipe bursts. Stopping the water flow will minimize the damage to your home.
  • Let hot and cold water trickle at night from any faucet that is in a room where the pipes are in an outside/exterior wall.
  • To help prevent freezing pipes, turn on faucets slightly. Running water will not freeze as quickly.

Protecting Water Pipes from Freezing

To help prevent frozen water pipes in your home or business – follow the simple steps below for suggested tips for Winter Home Safety:

  • Wrap pipes in insulation or layers of old newspapers
  • Cover the newspapers with plastic to keep out moisture
  • Let faucets drip a little to avoid freezing
  • Open cabinet doors to allow heat to get to any un-insulated pipes under a sink or appliance near an outer wall.

  • Know where and how to shut off water valves to your home

If Your Pipes Freeze

  • Always be careful of the potential for electric shock in and around standing water. 
  • Call a plumber and contact your insurance agent.
  • Never try to thaw a pipe with an open flame or torch.

Winter Home Safety If You Lose Electric Service During Winter Months

  • Call your Utility Company to report the downed service and determine area repair schedules. 
  • Turn off or unplug lights and appliances to prevent a circuit overload when service is restored. Leave one light on to indicate power has been restored.
  • Make sure fuel space heaters are used with proper ventilation.
  • Keep refrigerator and freezer doors closed as much as possible to help reduce the chance of your food spoiling.  Plan what you need to get out before you open the doors.
  • Protect yourself from carbon monoxide poisoning:
  1. Do not operate generators indoors.
  2. Do not use charcoal to cook indoors. 
  3. Do not use your gas oven to heat your home.

Fire Safety

Wood-burning stoves, fireplaces, and Space Heater Safety Tips:

  • Have your chimney checked before the season for creosote buildup – and then have it professionally cleaned.
  • Use only safe sources of alternative heat such as a fireplace, small well-vented wood or coal stove or portable space heaters. Always follow manufacturers instructions.
  • Have a fire extinguisher and smoke detectors in your home.  Have them tested regularly to make sure they are working correctly. If you are in need of smoke detectors and live in Union County, please fill out a request form here to the Union County Fire Department.
  • Never use gasoline to start your fireplace.
  • Do not close the damper when ashes are hot.
  • Keep curtains, towels, and potholders away from hot surfaces and flames.
  • Always keep a screen around an open flame.
  • As always, be prepared with a well-planned escape route for the entire family.

Staying Toasty Inside your Home or Business

Losing your heat during the Winter is a recipe for tough times. If your heat goes out during a winter storm:

  • You can keep warm by closing off rooms you do not need.  Use a sheet to hang over entryways that have no doors, but be mindful that it is not in close proximity to a flammable heating source.
  • Do not plug portable electric heaters of any kind into extension cords or power strips!  Plug directly into wall outlets.
  • Dress in layers of lightweight clothing and wear a winter hat.
  • Eat well-balanced meals.

More Winter Weather Resources:

https://www.ready.gov/winter-weather

https://www.michigan.gov/miready/be-informed/winter-prep/winter-weather-and-pets

https://northamericannature.com/how-to-help-wildlife-in-winter/

https://www.rspca.org.uk/adviceandwelfare/seasonal/winter/wildlife

https://www.cdc.gov/phpr/documents/hypothermia-frostbite_508.pdf

For Local Information, including articles and resources I have put together in one place – visit this webpage here.

 

Michelle Miller Real Estate at Remax Town & Country Realty Serves North Georgia as both a Buyer & Selling Real Estate Professional.  

Services offered to Blairsville, Blue Ridge, Hiawassee, Clayton, Tiger, Young Harris, Morganton, Mineral Bluff, Ellijay, Cherry Log, Suches, McCaysville & Epworth.

Short Term Rental Moratorium for Union County

Short Term Rental Moratorium for Union County

Union County Short Term Rental Moratorium

Time Sensitive Update:
Union County, GA
Vacation Homes/Rental Homes

Union County is enacting a Short Term Rental Moratorium to apply for business licenses. 

Anyone has until August 15, 2022 to submit an application for a business license.   At that time, there will be a 180 day moratorium enacted as a 10 member committee studies the impact and variables associated with Short Term Rental/Vacation rentals on the County.

Here is a link to the Union County Short Term Rental Ordinance; Draft 3 dated 12/15/2022.

 

If you have any further questions, contact the Union County Commissioner’s Office at (706) 439-6000.

 

 

Building Your Personal Financial Team

Building Your Personal Financial Team

Building Your Personal Financial Team

Navigating today’s economy can feel overwhelming. Between inflation headlines, shifting mortgage rates, and constant noise about “what’s coming next,” it’s easy to feel like you need to become a financial expert overnight just to make a smart decision. The good news: you don’t have to do it alone. You need the right team.

Just like a business relies on specialists in different departments, your personal finances benefit from a group of trusted professionals – each bringing expertise you don’t have time (or need) to develop yourself. Below is a breakdown of who belongs on that team, what each person actually does for you, and how to start building yours.

Why One Advisor Isn’t Enough

It’s tempting to find “the one person” who seems to know a little about everything – investments, insurance, real estate, taxes – and rely on them for every decision. Financial planning today spans several genuinely different disciplines, each with its own licensing, expertise, and blind spots.

A single generalist may give you comfortable, well-rounded advice, but they’re unlikely to have the depth in every area that a true specialist has. The stronger approach is to build a small team of specialists who each own one piece of your financial picture, and who talk to each other when decisions overlap.

The Key Roles on Your Financial Team

1. Real Estate Professional

A full-time, market-active real estate agent does more than help you buy or sell a house. A good one tracks local inventory trends, pricing shifts, interest rate impacts on buyer demand, and upcoming development that could affect property values in your area. Real estate has historically been a component of many long-term wealth-building strategies; though like any investment, it carries risk and isn’t guaranteed to appreciate. Look for someone who treats keeping you informed as an ongoing responsibility, not just a transaction.

What to ask them: How has inventory changed in this area over the past 12 months? What’s happening with days-on-market and price reductions locally?

2. Mortgage Broker or Lender

Your mortgage broker shops multiple lenders on your behalf to find competitive rates and loan structures, rather than presenting you with a single bank’s offer. They can also help you understand how rate locks, points, and loan types (conventional, FHA, jumbo, adjustable-rate) affect your long-term costs.

What to ask them: Based on current rates, does it make more sense to buy points, or keep cash liquid?

3. Financial Planner / Investment Advisor

This is the person who looks at your full financial picture; retirement accounts, investment portfolio, savings goals,  and helps you build a strategy aligned with your risk tolerance and timeline. A fee-only fiduciary advisor is legally required to act in your best interest, which is worth asking about directly when choosing one.

What to ask them: Are you a fiduciary, and how are you compensated?

4. Certified Public Accountant (CPA) or Tax Professional

Taxes touch nearly every financial decision.  Property sales, investment income, business income, and retirement withdrawals all carry different tax implications. A good CPA doesn’t just file your return; they help you plan proactively so you’re not surprised in April.

What to ask them: Are there tax-advantaged moves I should be making before year-end?

5. Insurance Expert

Insurance is often treated as an afterthought, but the right coverage protects everything else your team helps you build. This includes homeowners, umbrella liability & life insurance. Particularly relevant if you own property in a rental or investment capacity, is landlord or short-term rental insurance.

What to ask them: Does my current coverage reflect the current replacement value of my home, and am I exposed if I rent out my property short-term?

6. Business Broker or Investment Banker

If your financial picture includes business ownership, a succession plan, or larger-scale investment transactions; a business broker or investment banker helps value, structure, and negotiate those deals. This is specialized expertise well outside what a typical financial planner or real estate agent can realistically provide.

What to ask them: What would my business realistically sell for today, and what could I do in the next 1–2 years to increase that value?

7. Real Estate Attorney

Especially relevant for more complex transactions such as Investment properties, short-term rental compliance, or estate-related property transfers; an attorney ensures contracts and title work protect your interests and comply with local regulations.

How to Start Building Your Team

  1. Start with the role most relevant to your immediate goal. If you’re buying a home, start with a real estate professional and mortgage broker. If you’re focused on long-term investing, start with a financial planner.
  2. Ask for referrals between professionals. A good real estate agent typically has trusted mortgage brokers, attorneys, and inspectors they already work with regularly – this can save you significant vetting time.
  3. Confirm credentials and licensing. Ask directly about licensing status, years of experience, and for financial planners:  fiduciary status.
  4. Look for communication, not just credentials. Your team should be willing to explain their reasoning in plain language, not just hand you conclusions.
  5. Revisit your team as your goals change. The right advisor for a first-time homebuyer isn’t necessarily the right one for an experienced investor building a rental portfolio.

A Note on Market Uncertainty

Headlines about inflation, recession risk, and rate changes can make it feel like the ground is constantly shifting. It’s worth remembering that these cycles have happened before, and having a knowledgeable team — rather than reacting to headlines alone — is one of the most reliable ways to make grounded, informed decisions rather than emotional ones. This isn’t financial advice specific to your situation, but general information to help guide your conversations with the professionals above.


About Michelle Miller

Michelle Miller Real Estate, with RE/MAX Town & Country Realty, provides a wide range of real estate services – from first-time homebuyers to sophisticated investors — throughout the Northeast Georgia and Western North Carolina mountain region, from Jasper to Murphy and Hayesville, NC.

Michelle brings a unique perspective to every transaction: as a former Certified General Contractor and Licensed Home Inspector, her hands-on construction knowledge and contract experience add real value to your decision-making process. She is also a multi-year Top Producer in real estate, currently licensed in Georgia, North Carolina, and Florida.

Contact Michelle today to build your real estate strategy with a professional who brings integrity, insight, and boots-on-the-ground expertise to every deal.

For local links and helpful resources, please click here.

Michelle Miller Real Estate at Remax Town & Country Realty Serves North Georgia and NC as both a Buyer & Selling Real Estate Professional.  

Services offered to Blairsville, Blue Ridge, Hiawassee, Clayton, Tiger, Young Harris, Murphy, Hayesville, Jasper, Brasstown, Morganton, Mineral Bluff, Ellijay, Cherry Log, Suches, McCaysville & Epworth.